Effective Date: May 23, 2021
Welcome to https://medicarefactfinder.net (“Website”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with HIPAA regulations and CMS (Centers for Medicare & Medicaid Services) requirements.
1. Who We Are
Medicare FactFinder® is a service provided by Health&Wealth Advisors, LLC, led by Charles Wright, Principal Advisor, licensed in multiple U.S. states. We help individuals identify the most suitable and cost-effective Medicare plan options available from approved carriers.
2. Information We Collect
To provide accurate and compliant Medicare plan guidance, we may collect:
- Personal Identification Information (Name, Date of Birth, Address, Phone Number, Email)
- Medicare Information (Medicare ID Number, Part A & Part B enrollment status)
- Health-Related Information (if necessary for plan suitability)
- Coverage Preferences
- State of Residence (for plan availability)
This information is collected via the Medicare FactFinder® questionnaire and/or direct consultations.
3. Why We Collect Your Information
We collect your information for the following purposes:
- To identify your eligibility for Medicare plans
- To assist you in selecting the most appropriate Medicare plan
- To comply with CMS requirements for licensed Medicare advisors
- To fulfill legal obligations related to HIPAA and health plan marketing
- To provide customer support and respond to inquiries
4. How Your Information is Used
Your personal and health-related information is used exclusively for Medicare plan research, plan comparisons, and consultation purposes. We do not sell or share your personal data for any third-party marketing purposes.
5. HIPAA Compliance
Health&Wealth Advisors, LLC is fully committed to compliance with the Health Insurance Portability and Accountability Act (HIPAA). Your Protected Health Information (PHI) is stored and transmitted using industry-standard encryption and secure systems. Only authorized personnel have access to your data for consultation purposes.
6. Data Sharing and Disclosure
We may disclose your data to:
- Licensed Medicare plan providers (Aetna, CIGNA, FL Blue, Humana, Priority Health, United Healthcare, WellCare)
- CMS-authorized entities for regulatory compliance
- Our internal team members involved in plan recommendation
We do not disclose your personal information to any party not involved in providing you with Medicare-related services.
7. Your Consent
By submitting your information via our website or during consultation, you consent to the collection and use of your personal data in accordance with this policy and relevant laws.
8. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request corrections to your personal data
- Withdraw your consent (please note this may affect our ability to provide services)
- Request deletion of your data, subject to legal and CMS compliance obligations
To exercise any of these rights, please contact us using the details below.
9. Security Measures
We implement robust security protocols to protect your information from unauthorized access, alteration, or disclosure. This includes:
- Secure server and encrypted data storage
- Password-protected access for authorized users
- Routine system audits for compliance
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We recommend you review their privacy policies before submitting any personal information.
11. Updates to This Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. Continued use of the site constitutes acceptance of the updated terms.
12. Contact Us
For any questions or concerns about your privacy or this policy, please contact:
Health&Wealth Advisors, LLC
Charles Wright, Principal Advisor
📧 Email: info@medicarefactfinder.net
🌐 Website: https://medicarefactfinder.net
